Health Care for Employees in Puerto Rico

Nova Southeastern University offers world-class medical and dental coverage to eligible employees and their dependents residing in Puerto Rico. Through partnerships with Triple-S Salud, NSU ensures access to quality health care.

Don't miss your opportunity to enroll! Eligible employees have 30 days from their start date to sign up for these valuable benefits.

Triple-S 2025 Certificate of Coverage (English)

Triple-S 2025 Certificate of Coverage (Spanish)

Triple-S Plan Rates

	2024 Bi-weekly Rates	2025 Bi-weekly Rates
Employee	Employee Contribution =$0.00 Employer Contribution = $150.03	Employee Contribution =$0.00 Employer Contribution = $156.00
Employee + 1	Employee Contribution =$14.95 Employer Contribution = $284.07	Employee Contribution =$15.55 Employer Contribution = $295.50
Employee + Family	Employee Contribution =$51.75 Employer Contribution = $293.27	Employee Contribution =$54.52 Employer Contribution = $309.05

2024 Plan Summary (English) 2024 Plan Summary (Español)

2025 Plan Summary (English) 2025 Plan Summary (Español)

2025 plan drug formulary

Changes for 2025

Dental
- Orthodontia will now be a covered benefit.
Vision
- Coverage for frames have been raised from $150 to $200 per year.
Pharmacy
- Preferred brands will have a copay of $20.00
- Non-preferred brands will have a copay of $40.00
- 90-days Preferred brands will have a copay of $40.00
- 90-days Non-preferred brands will have a copay of $80.00

Experience Premier Health Care with Clinicas Salus

Clinicas Salus offers a comprehensive range of health care services, with over 20 specialities all under one roof. Our state-of-the-art electronic health records ensure efficient and convenient care.

When you choose Clinicas Salus, you'll enjoy $0 copays and 0% coinsurance on a wide range of services including:

Primary care
Specialist visits
Subspecialty care
Optometry
Podiatry
Audiology
Nutrition counseling
Lab tests
X rays
Specialized imaging (MRI, CT scans, etc)

Clinic Locations

Services vary by location.

Carolina

Address: Carr 190, Km 1.8 Sabano Abajo (next to Ana G. Mendez University entrance)
Phone: (787) 789-1996
Services:

Primary care doctors
Specialists
Imaging Center
Laboratory
Preventive Care
Chronic Conditions Program

Hato Rey

Address: 400 Ave. FD Roosevelt, Suite 101 y 103 (FI- 1 Clinical Las Americas, Hato Rey)
Phone: (787) 789-1996
Services:

Primary care doctors
Specialists
Imaging Center
Preventive Care
Chronic Conditions Program

Guaynabo

Address: Ave. Casa Linda #1, Carr 177 Los Filtros Km 2.0 (American Military Academy Entrance)
Phone: (787) 789-1996
Services:

Primary care doctors
Specialists
Imaging Center
Laboratory
Preventive Care
Chronic Conditions Program

Ponce

Address: Navarra St 1825, Sofia Tower, Third Fl
Phone: (787) 789-1996
Services:

Primary care doctors
Specialists
Laboratory
Vaccination
Preventive Programs
Chronic Conditions Program

Qualifying Life Events

There are special circumstances which may allow you to make mid-year benefit election changes, referred to as Qualifying Life Events. These can include, but are not limited to, changes in your:

Eligibility
Marital Status
Eligible dependents (birth/adoption)
Spouse/dependent eligibility (such as their gain or loss of other qualified coverage)
Employment status

To initiate a Qualifying Life Event, please contact Vanessa Blanco at vblanco@nova.edu.

Important: Life events must be processed through NSU and not directly with Triple-S.

Employee Assistance Program from APS OptiMind

We're excited to introduce a new benefit for 2024: the Employee Assistance Program (PAE) powered by APS OptiMind. This confidential service provides support and resources to help you address personal and work-related challenges.

Key Services:

Counseling and Therapy: Access to licensed mental health professionals
Legal and Financial Advice: Expert guidance on legal and financial matters
Crisis Management: Support during challenging times
Preventive Services: Educational workshops and resources on stress management, substance abuse, and more

Learn More

Common Issues Addressed:

Stress and anxiety
Relationship conflicts
Academic challenges
Substance abuse
Grief and loss
Financial difficulties
Legal concerns

How to Access PAE:

24/7 Helpline: 1-877-955-9554 or (787) 522-4616
Extensive Network: Connect with over 360 mental health professionals across Puerto Rico.

For more information, contact Vanessa Blanco at vblanco@nova.edu.

Download Information Flyer (English) Download Information Flyer (Español)

Voluntary Benefits through ICUBA

Puerto Rico employees are eligible for additional voluntary benefits which are managed through ICUBA, our benefit products manager. These benefits include:

Aflac Group Plans: Plans to complement your current benefits and fill gaps in coverage.
Voluntary Life Insurance: Voluntary life insurance provided by Lincoln Financial Group.
- Important: Optional life insurance benefits have a waiting period of 90 days from your hire date.

Leaves of Absence for Puerto Rico Employees

NSU offers various leave options to support employees' personal and family needs. These options include Family and Medical Leave Act (FMLA), Paid Maternity Leave, and Short-Term Disability.

Family and Medical Leave Act (FMLA)

The Family and Medical Leave Act (FMLA) of 1993 was established to help employees balance their work and family responsibilities by allowing them to take unpaid, job-protected, leaves of absence for certain health-related and personal events. When FMLA leave is approved, employees are required to use their available paid time off to remain paid during leave except as outlined by the Puerto Rico Working Mothers Act.

Paid Maternity Leave

The Puerto Rico Working Mothers Act provides exempt and non-exempt pregnant employees with eight weeks of maternity leave at full pay, upon commencement of maternity leave. The Working Mothers Act also provides female employees who adopt a child that is five years old or younger, and not yet enrolled in school, with paid maternity leave beginning on the date the child is adopted and received by the family.

Short-Term Disability

Short Term Disability (STD) benefits are available to employees in an eligible classes who have successfully completed 90 days of employment and have an approved disability period certified by NSU's designated leave administrator, Lincoln Financial. STD benefits are payable after employees have met the 7 day exclusion period defined by the program and/or exhausted their available paid time off before the end of the disability period approved by Lincoln Financial. Benefits are not paid during the 7-day exclusion period and when employees have sufficient available paid time off to cover an approved disability period.

To learn more about short- and long-term disability benefits available for employees who reside in Puerto Rico, please email the benefits department at loa@nova.edu.

Get More Information About Leaves of Absence

Retirement Plans

Please visit the NSU Puerto Rico 401(k) Plan page for more details.

Have Questions?

Triple-S Salud
(888) 620-1919

TeleConsulta
(800) 981-1352

Vanessa Blanco, Director of the NSU Puerto Rico campus
(787) 773-6501
vblanco@nova.edu