Student Health Insurance Waiver

Nova Southeastern University students can waive enrollment in the NSU Student Insurance Plan (PDF) if they have alternative insurance that provides coverage that is at least equivalent to the NSU plan. To be eligible for a waiver, your insurance plan must meet all of the following six requirements outlined in the Affordable Care Act:

1. U.S.-Based Insurance: The policy must be based in the United States, with a U.S. telephone number and billing address. You must provide an insurance card from a U.S. provider, including a telephone number and claims billing address. 
2. Non-Travel Policy: The policy cannot be a travel policy, which typically offers limited coverage for international students traveling to the U.S.
3. Comprehensive Local Coverage: The insurance plan must provide primary care, specialty care, urgent care, emergency care, and mental health care within a 25-mile radius of the registered NSU campus or your residence if you are an online student, and it must be contracted with NSU Health Care Clinics. Plans offering limited out-of-state coverage, Medicaid, certain state plans, HMOs, or Kaiser Permanente plans without non-emergency care coverage outside the state are not accepted.
4. Mental Health and Chemical Dependency: Must cover both inpatient and outpatient mental health care and chemical dependency treatments.
5. Prescription Medication Coverage: The plan must include coverage for prescription medications.
6. Unlimited Lifetime Benefit: The plan must offer an unlimited lifetime limit benefit.

Students who are NSU employees are subject to the student health insurance waiver requirement and must opt-out if they carry comparable health insurance.