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Student Health Insurance Waiver

Nova Southeastern University students can waive enrollment in the NSU Student Insurance Plan if they have alternative insurance that provides coverage that is at least equivalent to the NSU plan. To be eligible for a waiver, your insurance plan must meet all of the following six requirements outlined in the Affordable Care Act:

  1. U.S.-Based Insurance: The policy must be based in the United States, with a U.S. telephone number and billing address. You must provide an insurance card from a U.S. provider, including a telephone number and claims billing address. 
  2. Non-Travel Policy: The policy cannot be a travel policy, which typically offers limited coverage for international students traveling to the U.S.
  3. Comprehensive Local Coverage: The insurance plan must provide primary care, specialty care, urgent care, emergency care, and mental health care within a 25-mile radius of the registered NSU campus or your residence if you are an online student, and it must be contracted with NSU Health Care Clinics. Plans offering limited out-of-state coverage, Medicaid, certain state plans, HMOs, or Kaiser Permanente plans without non-emergency care coverage outside the state are not accepted.
  4. Mental Health and Chemical Dependency: Must cover both inpatient and outpatient mental health care and chemical dependency treatments.
  5. Prescription Medication Coverage: The plan must include coverage for prescription medications.
  6. Unlimited Lifetime Benefit: The plan must offer an unlimited lifetime limit benefit.

Students who are NSU employees are subject to the student health insurance waiver requirement and must opt-out if they carry comparable health insurance. 

Waiver Process

Waivers must be submitted by your program's deadline. Failure to meet this deadline will result in automatic enrollment in the Student Health Insurance Plan for the entire semester/term, and you will be responsible for payment. You will have another chance to opt out, subject to the next waiver deadline. Please note that an approved waiver is subject to audit for accuracy and does not guarantee final approval. 

In order to access the waiver, you must be registered and charged for student health insurance. Log into NSU eBill to monitor your account. 

Complete the Online Insurance Waiver

Waiver Deadlines, Charges, And Coverage Periods

The health insurance rates and deadlines coincide with your academic calendar. Your coverage will remain active until the end of your academic year, which may extend beyond your graduation or class end dates. Contact the Student Health Insurance Department if you're unsure about your coverage start date.

Academic Year Start Date Term Waiver Deadlines Coverage Periods Charges Total Annual Charge
May Summer 6/15/2024 May 1, 2024 - Dec. 31, 2024 $1,692 $2,520 (May 1, 2024 - Apr. 30, 2025)
Winter 2/1/2025 Jan. 1, 2025 - Apr. 30, 2025 $828
Final year Health Professions Division, 15  months of coverage Summer 6/15/2024 May 1, 2024 - Dec. 31, 2024 $1,691 $3,155 (May 1, 2024 - Jul. 31, 2025)
Winter 2/1/2025 Jan. 1, 2025 - July 31, 2025 $1,464
June Summer 7/1/2024 June 1, 2024 - Dec. 31, 2024 $1,477 $2,520 (June 1, 2024 - May 31, 2025)
Winter 2/1/2025 Jan. 1, 2025 - May 31, 2025 $1,043
July Summer II 8/1/2024 July 1, 2024 - Dec. 31, 2024 $1,270 $2,520 (July 1, 2024 - June 30, 2025)
Winter 2/1/2025 Jan. 1, 2025 - June 30, 2025 $1,250
August Fall 9/1/2024 Aug. 1, 2024 - Dec. 31, 2024 $1,056 $2,520 (Aug. 1, 2024 - July 31, 2025)
Winter 2/1/2025 Jan. 1, 2025 - July 31, 2025 $1,464
September Fall 10/1/2024 Sep. 1, 2024 - Dec. 31, 2024 $842
October (Second Part)* Fall 10/15/2024 Oct. 1, 2024 - Dec. 31, 2024 $635
Academic Year Start Date Term Waiver Deadlines Coverage Periods Charges Total Annual Charge
January Winter 2/1/2025 Jan. 1, 2025 - Apr. 30, 2025 $828
Jan. 1, 2025 - May 31, 2025 $1,043
Jan. 1, 2025 - June 30, 2025 $1,250
Jan. 1, 2025 - July 31, 2025 $1,464
February Winter 3/1/2025 Feb. 1, 2025 - June 30, 2025 $1,036
Feb. 1, 2025 - July 31, 2025 $1,250
March (Second Part)* Winter 4/1/2025 Mar. 1, 2025 - July 31, 2025 $1,056
April Spring 4/15/2025 Apr. 1, 2025 - June 30, 2025 $628

*Students who are only enrolled in the second part of the term and have not taken advantage of their insurance benefit during the first part of the term.

Extending Your NSU Health Insurance Coverage

Graduating or leaving NSU? Extend your health insurance coverage with the three-month continuation option. Confirm your coverage end date by contacting studenthealth@nova.edu.

Learn More About the Three-Month Continuation Option

Need Some Help?

Unsure about something related to your student health insurance waiver? Our Frequently Asked Questions page can help! Find answers to common inquiries such as: when to expect a refund after an approved waiver, the appeals process for a denied waiver, and how to reverse a waiver due to a qualifying life event. 

View Frequently Asked Questions

Contact Us

NSU Student Health Insurance - for questions regarding charges and waivers
Mon - Fri 8:30 a.m. - 5:00 p.m.
(954) 262-4060 
studenthealth@nova.edu

United Healthcare Student Resources - for questions regarding insurance ID cards, benefits, claims, coverage, health discounts, finding a provider, and any insurance-related concerns
1-800-767-0700
customerservice@uhcsr.com

NSU Health Care Clinics
(954) 678-2273
Visit NSU Health
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